This website is provided as a service, and for informational purposes only, by Ruane, Cunniff & Goldfarb L.P. (“Ruane, Cunniff & Goldfarb”). Please carefully read the following Terms and Conditions of Use (“Terms and Conditions” or “terms”) before using this website. By using this website you agree to follow and be bound by these Terms and Conditions, which govern your use of this website, and our Privacy Notice.
Acceptance of the Terms and Conditions
Through the use of this website, you indicate your assent to the following Terms and Conditions without any limitation or qualification. Please read these terms carefully before using this website. These Terms and Conditions are a binding contract between you and Ruane, Cunniff & Goldfarb, as well as its affiliates in the United States. Ruane, Cunniff & Goldfarb reserves the right, at its discretion, to amend, change, modify, add, or remove portions of these terms at any time and without notice by updating this posting. We recommend that you check these terms periodically for any updates or changes. The terms can be accessed from the link at the bottom of the “home” page. The use of this website after we post changes to the terms constitutes your acceptance of the changed terms. Do not use this website if you do not agree to these terms.
Acceptance of the Privacy Notice
By using this website, you acknowledge that you have read, understood, accept, and agree to all of the provisions contained in our Privacy Notice, located at: https://ruanecunniff.com/privacy-notice/
The information provided on this website is provided “as is” and without warranties of any kind, either express or implied. While Ruane, Cunniff & Goldfarb seeks to provide timely and accurate information, there may be inadvertent technical or factual inaccuracies and typographical errors. To the fullest extent permissible pursuant to applicable law, Ruane, Cunniff & Goldfarb disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Ruane, Cunniff & Goldfarb does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this website.
The information provided on this website is provided for informational purposes only. This website is not intended to provide any legal, insurance, tax, or investment advice, and nothing on this website should be construed as a recommendation, by us or any third party, to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction. Ruane, Cunniff & Goldfarb’s advisory services may not be suitable for all investors.
By accessing this website or using Ruane, Cunniff & Goldfarb’s advisory services, you represent and warrant that: (a) you are at least 18 years old; (b) you are not subject to U.S. sanctions or are not located within a sanctioned territory, and are not accessing this website or using Ruane, Cunniff & Goldfarb’s advisory services on behalf of any such person, and (c) you will not be using accessing this website or using Ruane, Cunniff & Goldfarb’s advisory services for any illegal activity, including, but not limited to, illegal gambling, money laundering, fraud, blackmail, extortion, ransoming data, terrorism financing, other violent activities or any prohibited market practices.
Liability and Indemnity
Ruane, Cunniff & Goldfarb expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website. Ruane, Cunniff & Goldfarb shall not be responsible for any loss or damage that could result from interception by third parties of any information made available to you through this website. Neither Ruane, Cunniff & Goldfarb, nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by Ruane, Cunniff & Goldfarb will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Ruane, Cunniff & Goldfarb or of any vendor providing software or support services for this website.
In no event will Ruane, Cunniff & Goldfarb, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, or incidental damages or any other damages of any kind, even if Ruane, Cunniff & Goldfarb or any other party has been advised of the possibility thereof. Decisions based on information contained on this website are solely your responsibility, and in exchange for using this website, you agree to hold Ruane, Cunniff & Goldfarb harmless against any claims for damages arising from any decisions that you make based on such information. You also agree to hold Ruane, Cunniff & Goldfarb harmless for any claims for damages that arise from your improper access to or use of this website, or any violation of the Terms and Conditions of this website.
You hereby agree to indemnify and defend Ruane, Cunniff & Goldfarb, its employees, agents, affiliates and licensors against any loss or damage arising from your use of this website, or the breach or alleged breach by you of these Terms and Conditions. Ruane, Cunniff & Goldfarb shall have the right to participate in such defense through counsel of its own choosing. In no event shall you consent to entry of judgment or enter into any settlement agreement that does not include a full release of Ruane, Cunniff & Goldfarb and other affected indemnified persons or entities, nor shall you make any statement in settlement of any third party claim or proceeding in which it is alleged that your use of this website infringes a third party intellectual property right which may be construed as an admission of liability or an acknowledgment of third party rights or which may otherwise affect Ruane, Cunniff & Goldfarb’s rights in or to this website, without Ruane, Cunniff & Goldfarb’s prior written approval.
Information for Visitors
Nothing on this website shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, purchase or sale would be unlawful under the laws of such jurisdiction.
Restrictions on Use of Materials
This website is owned and operated by Ruane, Cunniff & Goldfarb. Ruane, Cunniff & Goldfarb only grants permission to display and navigate around this website for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited. You may download material displayed on this website for non-commercial, personal use only if you preserve and retain all copyright and other proprietary notices contained on the materials. Unless and except as otherwise expressly permitted by these Terms and Conditions, you may not (i) access, copy, reproduce, modify, create derivative works of, alter, publicly distribute, republish, upload, post, transmit, publicly perform or display, license, transfer, sell, mirror, frame, “deep link,” “scrape,” data mine, or otherwise use any information or material obtained from or through this website, (ii) attempt to gain unauthorized access to any portion or feature of this website or any other systems or networks connected to this website or to any Ruane, Cunniff & Goldfarb server or to any of the services offered on or through this website, by hacking, password “mining,” or any other illegitimate or prohibited means, (iii) probe, scan, or test the vulnerability of this website or any network connected to this website, nor breach the security or authentication measures on this website or any network connected to this website, (iv) reverse look-up, trace, or seek to trace any information on any other user of or visitor to this website, or (v) use this website in an unlawful manner. Except as otherwise permitted in writing by Ruane, Cunniff & Goldfarb, no text, graphics, video, audio, software code, user interface design, logos or any other content of this website may be used, modified, framed, copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Ruane, Cunniff & Goldfarb neither warrants nor represents that your use of materials displayed on this website or links will not infringe the rights of third parties.
You may not interfere with or disrupt this website or servers or networks connected to this website, or disobey any requirements, procedures, policies or regulations of networks connected to this website, including overloading, flooding, mailing, bombing, crashing, or hacking all or part of this website or deleting or changing any part of this website.
We may suspend or terminate your access to this website at any time for any reason or no reason.
This website may contain certain information that has been filed with the Securities and Exchange Commission (“SEC”) (“SEC Materials”). Ruane, Cunniff & Goldfarb does not assume any duty of disclosure beyond that which is required by law. The SEC Materials should be read in conjunction with periodic and other reports filed with the SEC, including the disclosures therein of certain factors which may affect future performance. Individual statements appearing in the SEC Materials are intended to be read in conjunction with and in the context of the complete SEC Materials in which they appear, as opposed to being read as stand-alone statements.
For your convenience, this website may provide links to other websites providing related information and services. Unless otherwise indicated, Ruane, Cunniff & Goldfarb does not maintain these linked websites and has no control over the organizations that maintain the websites or the information, products or services that these organizations provide. The content you access through these links will not have been developed, checked for accuracy, or otherwise reviewed by Ruane, Cunniff & Goldfarb. Ruane, Cunniff & Goldfarb cannot guarantee the completeness or suitability of such content for any purpose and does not recommend or endorse these organizations or their products or services in any way. Ruane, Cunniff & Goldfarb shall have no liability for any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content. Your access of third-party websites is at your own risk.
Two-Factor Authentication and Autodialed Calls or Texts.
If you choose to enable Two-Factor Authentication for your Ruane, Cunniff & Goldfarb (“RCG Account”), you consent to (a) provide Ruane, Cunniff & Goldfarb at least one telephone number; and (b) receive autodialed telephone calls or text messages from Ruane, Cunniff & Goldfarb at any of the telephone numbers provided. Ruane, Cunniff & Goldfarb may place such calls or texts to authenticate your identity or instructions or as otherwise necessary to service your RCG Account.
Trademarks and Copyrights
Ruane, Cunniff & Goldfarb owns and operates this website. All trademarks, service marks, trade names, and logos displayed on this website are proprietary to Ruane, Cunniff & Goldfarb or its affiliates, except as explicitly noted below under “Ownership of Other Materials.” Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of Ruane, Cunniff & Goldfarb or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, Ruane, Cunniff & Goldfarb. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
Ownership of Other Materials
Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft®, Internet Explorer, Windows®, and Windows Media® are trademarks of Microsoft Corporation. RealPlayer® is a trademark of RealNetworks, Inc. Quicktime® and Mac® are trademarks of Apple Computer, Inc. Morningstar® is a trademark of Morningstar, Inc. Netscape Navigator® is a trademark of Netscape Communications. Standard & Poor’s®, S&P®, Standard & Poor’s 500, and S&P 500® are trademarks of The McGraw-Hill Companies, Inc.
Applicable Law and Venue
This website, excluding linked websites, is controlled by Ruane, Cunniff & Goldfarb from its offices within the State of New York, United States of America. By accessing this website, both you and Ruane, Cunniff & Goldfarb agree that the statutes and laws of the State of New York, without regard to conflicts of laws and principles thereof, will apply to all matters relating to the use of this website. If you take legal action relating to these terms, you agree to file such action only in the New York State Supreme Court located in the county of New York, or the United States District Court for the Southern District of New York located in the county of New York, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.
Waiver, Limitation of Actions, Integration and Severability
Failure by Ruane, Cunniff & Goldfarb to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. You may not bring any claim or cause of action arising out of or related to this website or arising out of or relating to these Terms and Conditions more than one (1) year after such claim or cause of action arose. If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. These Terms and Conditions are not intended to confer rights or obligations on any third party, except for affiliates of Ruane, Cunniff & Goldfarb, which each shall be a third-party beneficiary of these Terms and Conditions, and no other person may assert any rights as a third-party beneficiary hereunder. The preceding Terms and Conditions represent the entire agreement between you and Ruane, Cunniff & Goldfarb relating to the subject matter herein.
Ruane, Cunniff & Goldfarb shall have no liability for any failure or delay resulting from any condition beyond our reasonable control, including but not limited to governmental action or acts of terrorism; public health emergencies; earthquake, fire, flood or other acts of God; labor conditions; power failures; equipment failures; and internet disturbances.
We may assign these terms and the rights and obligations of these terms to any third party at any time without notice or consent.
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